/* NEW PREMIUM NAVBAR */
.smartmoney-nav {
  width: 100%;
  padding: 14px 0;
  background: rgba(255, 255, 255, 0.75);
  backdrop-filter: blur(15px);
  border-bottom: 1px solid rgba(180, 160, 255, 0.25);
  box-shadow: 0 4px 16px rgba(0,0,0,0.07);
  z-index: 9999;
}

/* LOGO */
.nav-logo {
  font-size: 1.7rem;
  font-weight: 700;
  color: #4b4b4b;
  letter-spacing: 0.5px;
  text-decoration: none;   /* Remove underline */
  display: flex;           /* Optional, aligns image + text */
  align-items: center;     /* Vertical alignment with icon */
}

.nav-logo span {
  color: #8b6cff;
}


/* NAV MENU */
.nav-menu {
  list-style: none;
  display: flex;
  align-items: center;
  gap: 28px;
}
.nav-menu li {
  position: relative;
}
.nav-menu a {
  color: #4b4b4b;
  font-weight: 500;
  text-decoration: none;
  padding: 6px 2px;
  transition: 0.3s;
}

/* Underline Hover Animation */
.nav-menu a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -4px;
  width: 0%;
  height: 2px;
  background: #8b6cff;
  transition: width 0.3s ease;
}
.nav-menu a:hover::after,
.nav-menu .active::after {
  width: 100%;
}

/* DROPDOWN */
.dropdown-menu {
  position: absolute;
  top: 38px;
  padding: 13px 0;
  background: #ffffff;
  border-radius: 14px;
  box-shadow: 0 8px 25px rgba(0,0,0,0.08);
  display: none;
}
.dropdown:hover .dropdown-menu {
  display: block;
}
.dropdown-menu li {
  width: 180px;
}
.dropdown-menu a {
  padding: 10px 18px;
  display: block;
  color: #4b4b4b;
}
.dropdown-menu a:hover {
  background: #f1eaff;
  color: #8b6cff;
}

/* BUTTON */
.nav-btn {
  padding: 10px 24px;
  border-radius: 30px;
  background: #8b6cff;
  color: #fff;
  text-decoration: none;
  font-weight: 500;
  transition: 0.3s ease;
}
.nav-btn:hover {
  background: #6f58db;
  box-shadow: 0 6px 15px rgba(140,103,255,0.35);
  transform: translateY(-2px);
}

/* MOBILE MENU ICON */
.mobile-toggle i {
  font-size: 1.9rem;
  cursor: pointer;
  color: #7d67ff;
}


/* HERO SECTION */
.hero-section {
  width: 100%;
  min-height: 100vh; /* Full screen height */
  background: linear-gradient(135deg, #faf7ff, #efe9ff, #f7f3ff);
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  position: relative;
  overflow: hidden;
  padding: 60px 20px;
}

/* Hero Content */
.hero-content {
  max-width: 800px;
  margin: 0 auto;
}

/* Floating Hero Image */
.hero-image .main-img {
  max-width: 300px;
  border-radius: 20px;
  box-shadow: 0 15px 40px rgba(0,0,0,0.12);
  animation: floatImg 6s ease-in-out infinite;
  transition: 0.3s ease-in-out;
}
.hero-image .main-img:hover {
  transform: scale(1.05);
  box-shadow: 0 20px 50px rgba(0,0,0,0.2);
}

/* Floating Animation */
@keyframes floatImg {
  0% { transform: translateY(0px); }
  50% { transform: translateY(-15px); }
  100% { transform: translateY(0px); }
}

/* Tagline */
.tagline {
  display: inline-block;
  font-size: 1rem;
  padding: 6px 16px;
  border-radius: 20px;
  background: #f0e9ff;
  color: #7b58e9;
  font-weight: 600;
  margin-bottom: 15px;
}

/* Heading */
.hero-content h1 {
  font-size: 2.8rem;
  font-weight: 700;
  color: #2e2d35;
  line-height: 1.3;
}
.hero-content .highlight {
  color: #8b6cff;
}

/* Paragraph */
.hero-content p {
  font-size: 1.1rem;
  color: #5f5f5f;
  margin-top: 15px;
}

/* Buttons */
.hero-buttons .btn {
  padding: 12px 28px;
  border-radius: 30px;
  font-size: 1rem;
  font-weight: 500;
  transition: 0.3s ease;
}

/* Primary Button */
.hero-btn-primary {
  background: #8b6cff;
  color: white;
  box-shadow: 0 8px 20px rgba(139,108,255,0.25);
}
.hero-btn-primary:hover {
  background: #6a52d9;
  box-shadow: 0 10px 30px rgba(139,108,255,0.35);
  transform: translateY(-3px);
}

/* Outline Button */
.hero-btn-outline {
  border: 2px solid #8b6cff;
  color: #8b6cff;
}
.hero-btn-outline:hover {
  background: #8b6cff;
  color: white;
  transform: translateY(-3px);
}


/* Who We Are Section */
.who-we-are-section {
    width: 100%;
    background: #f9fbfd; /* Light background */
    padding: 80px 0;
}

/* Card Wrapper - for overlapping effect */
.who-card-wrapper {
    position: relative;
    margin-top: -40px;
}

/* Who Cards */
.who-card {
    border-radius: 20px;
    padding: 30px 20px;
    transition: transform 0.5s, box-shadow 0.5s;
    cursor: pointer;
    background: #ffffff; /* Light card background */
    z-index: 1;
}

/* Gradient highlights for cards (optional) */
.who-card-wrapper:nth-child(2) .who-card {
    background: linear-gradient(145deg, #fffbea, #fff2c2);
    z-index: 2;
}

.who-card-wrapper:nth-child(3) .who-card {
    background: linear-gradient(145deg, #e6f7ff, #c2eaff);
    z-index: 3;
}

/* Hover Effect */
.who-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

/* Icon Styles */
.card-icon {
    font-size: 3rem;
    color: #fff;
    width: 80px;
    height: 80px;
    line-height: 80px;
    border-radius: 50%;
    background: linear-gradient(135deg, #1a2a6c, #2d7a63);
    margin: 0 auto 20px;
    transition: transform 0.5s, background 0.5s;
}

.who-card:hover .card-icon {
    transform: scale(1.2);
}

/* Card Titles */
.who-card .card-title {
    color: #1a2a6c;
    margin-bottom: 15px;
}

/* Card Text */
.who-card .card-text {
    color: #555;
    line-height: 1.6;
}

/* Subtitle below heading */
.who-we-are-section p {
    font-size: 1.1rem;
}

/* Responsive Adjustments */
@media (max-width: 992px) {
    .who-card-wrapper {
        margin-top: 0 !important;
    }
}

/* Ensure Heading & Subtitle are visible */
.who-we-are-section .text-center {
    z-index: 10; /* make sure it's above background if needed */
    margin-bottom: 60px; /* space between subtitle and cards */
}

.who-we-are-section h2 {
    font-size: 2.8rem;
    color: #1a2a6c;
}

.who-we-are-section p {
    font-size: 1.2rem;
    color: #555;
}

/* Services Section */
.services-section {
    width: 100%;
    background: #f4f0ff; /* Light purple background */
    padding: 80px 0;
}

/* Section Heading */
.services-section h2 {
    color: #1a2a6c;
    font-size: 2.8rem;
}

.services-section p {
    color: #555;
    font-size: 1.2rem;
}

/* Service Cards */
.service-card {
    border-radius: 20px;
    background: #ffffff;
    transition: transform 0.4s, box-shadow 0.4s;
    cursor: pointer;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

/* Service Icons */
.service-icon {
    font-size: 3rem;
    color: #fff;
    width: 80px;
    height: 80px;
    line-height: 80px;
    border-radius: 50%;
    background: linear-gradient(135deg, #1a2a6c, #2d7a63);
    margin: 0 auto 20px;
    transition: transform 0.5s, background 0.5s;
}

.service-card:hover .service-icon {
    transform: scale(1.2);
}

/* Service Card Titles */
.service-card h5 {
    color: #1a2a6c;
}

/* Service Card Text */
.service-card p {
    color: #555;
    font-size: 0.95rem;
    line-height: 1.5;
}

/* Responsive */
@media (max-width: 992px) {
    .service-card {
        margin-bottom: 30px;
    }
}

.why-choose-us {
    background: #f9fbfd;
}

.feature-card {
    background: #fff;
    transition: transform 0.4s ease, box-shadow 0.4s ease;
    position: relative;
    overflow: hidden;
}

.feature-card:hover {
    transform: translateY(-15px);
    box-shadow: 0 25px 50px rgba(0, 0, 0, 0.15);
}

.feature-card::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: linear-gradient(120deg, #1a2a6c, #b21f1f, #fdbb2d);
    opacity: 0.1;
    transform: rotate(45deg);
    transition: opacity 0.4s ease;
}

.feature-card:hover::before {
    opacity: 0.25;
}

.text-gradient {
    background: linear-gradient(135deg, #1a2a6c, #b21f1f, #fdbb2d);
    
}

.highlight-content {
    background: #ffffff;
    width: 100%;
    color: #1a2a6c;
}

.highlight-content h2 {
    font-weight: 700;
    color: #1a2a6c;
}

.highlight-content p {
    font-size: 1.1rem;
    color: #555;
}

.btn-gradient {
    background: linear-gradient(135deg, #1a2a6c, #b21f1f, #fdbb2d);
    color: #fff;
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.btn-gradient:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.15);
}

/* Subtle float animation for image */
@keyframes float {
    0% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
    100% { transform: translateY(0); }
}

.animate-float {
    animation: float 4s ease-in-out infinite;
}


.stay-updated form {
    background: #fff;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.1);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.stay-updated form:hover {
    transform: translateY(-5px);
    box-shadow: 0 25px 50px rgba(0,0,0,0.15);
}

.btn-gradient {
    background: linear-gradient(135deg, #1a2a6c, #b21f1f, #fdbb2d);
    color: #fff;
    padding: 0.65rem 1.5rem;
    border-radius: 50px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.btn-gradient:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.15);
}


/* FAQ Section */
.faq-section {
    width: 100%;
    background: #f9fbfd; /* Light background */
    padding: 80px 0;
}

/* Section Heading */
.faq-section h2 {
    color: #1a2a6c;
    font-size: 2.8rem;
}

.faq-section p {
    color: #555;
    font-size: 1.1rem;
}

/* Accordion Button */
.accordion-button {
    background: #ffffff;
    color: #1a2a6c;
    font-weight: 500;
    border-radius: 15px;
    margin-bottom: 15px;
    padding: 20px;
    transition: all 0.4s ease;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
}

.accordion-button:focus {
    box-shadow: 0 0 0 0.25rem rgba(26, 42, 108, 0.25);
}

.accordion-button:not(.collapsed) {
    background: linear-gradient(135deg, #1a2a6c, #2d7a63);
    color: #fff;
}

/* Hover Animation */
.accordion-button:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
}

/* Accordion Body */
.accordion-body {
    background: #ffffff;
    border-radius: 0 0 15px 15px;
    padding: 20px;
    color: #555;
    box-shadow: 0 5px 15px rgba(0,0,0,0.05);
}

/* Responsive */
@media (max-width: 768px) {
    .accordion-button {
        padding: 15px;
        font-size: 0.95rem;
    }

    .accordion-body {
        padding: 15px;
    }
}


.contact-section {
    width: 100%;
}

.contact-section form,
.contact-section .contact-info {
    background: #fff;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 15px 35px rgba(0,0,0,0.1);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.contact-section form:hover,
.contact-section .contact-info:hover {
    transform: translateY(-5px);
    box-shadow: 0 25px 50px rgba(0,0,0,0.15);
}

.btn-gradient {
    background: linear-gradient(135deg, #1a2a6c, #b21f1f, #fdbb2d);
    color: #fff;
    padding: 0.65rem 1.5rem;
    border-radius: 50px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.btn-gradient:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.15);
}

.terms-conditions {
    width: 100%;
    color: #1a2a6c;
}

.terms-conditions h5 {
    font-weight: 600;
    margin-top: 1.5rem;
    color: #1a2a6c;
}

.terms-conditions p {
    font-size: 1rem;
    color: #555;
    line-height: 1.7;
}

.terms-content {
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.terms-content:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

.terms-content a {
    color: #b21f1f;
    text-decoration: underline;
    transition: color 0.3s ease;
}

.terms-content a:hover {
    color: #1a2a6c;
}

.privacy-policy {
    width: 100%;
    color: #1a2a6c;
}

.privacy-policy h5 {
    font-weight: 600;
    margin-top: 1.5rem;
    color: #1a2a6c;
}

.privacy-policy p {
    font-size: 1rem;
    color: #555;
    line-height: 1.7;
}

.privacy-content {
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.privacy-content:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.1);
}

.privacy-content a {
    color: #b21f1f;
    text-decoration: underline;
    transition: color 0.3s ease;
}

.privacy-content a:hover {
    color: #1a2a6c;
}